Screen Shot 2013-08-27 at 7.40.38 PMHello, one and all, Nick Baguio here.

With everyone and their brother struggling to understand the complexities of finance, I decided to share a little bit of my knowledge with the world. From debt avoidance to purchasing stock, I know a thing or two about coming out on top.

And let me say that I spent nearly a decade in higher education, have spent almost a quarter of a century in the heated financial business world, have made and lost and made and lost thousands of dollars BUT none of that has been as challenging as raising two (beautiful!) opinionated teenage daughters.